In autumn 2025, the SNB conducted a payment methods survey of private individuals. To ensure that changes can be identified in a timely manner, the survey is now conducted annually instead of every two years. Around 2,000 individuals resident in Switzerland answered questions online or by phone about their payment behaviour. Additionally, they recorded their everyday payments in a diary over a one-week period. The key findings of the survey include the following:

• For payments at a physical point of sale (POS), payment method use changed only marginally compared with 2024. The debit card remains the most frequently used payment method, followed by cash and mobile payment apps. 
• Satisfaction with access to cash fell noticeably last year: 81% of the population said they were satisfied with the options for withdrawing cash, compared with 88% in 2024. The decline is likely due to the ongoing reduction in cash access points such as ATMs.
• Among the population there is a need for cash to remain available and usable as a payment method. Only 2% of respondents were in favour of abolishing cash.

The report with selected results as well as further charts and information on the survey are available at www.snb.ch/pmsp.